Starting this past Sunday, AT&T started unlocking customer iPhones upon request. You have to have fulfilled your contract commitment and be in up to date with your bill. There may be other restrictions, but when you contact AT&T they will check your eligibility.
Why would you want to unlock your phone? Well, being able to use a different carrier is usually the main reason. You can use T-Mobile USA but you will mainly only get EDGE data rates. The other big reason would become apparent to any international traveler. An unlocked phone would all you to pick up a pre-paid SIM card in your country of choice and not have to pay the expensive international roaming call and data rates AT&T charges.
iPhone enthusiast website Redmond Pie has a great How To Unlock page providing step by step instructions.
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